Salary Sacrifice
Save up to 56% on a new EV through the AMT Salary Sacrifice scheme. No upfront costs, all inclusive motoring.
What is Salary Sacrifice?
Salary Sacrifice is a HMRC-approved way of paying for a brand-new electric car directly from your gross salary. Because the cost is taken before tax and NI, the effective cost is far lower than a traditional personal lease.
- Salary sacrifice is an arrangement where you agree to give up part of your salary in exchange for a non-cash benefit from your employer, such as pension contributions, childcare, or an electric car scheme.
- Because your gross salary is reduced before tax and National Insurance are calculated, salary sacrifice can lower the amount of tax and NI you pay.
3-steps to a Brand New EV
Salary sacrifice is the most cost-effective way to drive a new electric car. Here is the journey from start to keys-in-hand.
Choose your car
AMT Auto has 30+ yrs experience getting you great leasing deals on any vehicle (city car to luxury) using top dealer relationships at the best possible price.
Your employer deducts from gross pay
Your monthly lease payment is taken directly from your gross salary before tax and National Insurance, helping you maximise savings and making budgeting simple with one fixed monthly deduction.
Drive away - everything included
Enjoy complete peace of mind with one fixed monthly payment that includes servicing, maintenance, breakdown cover, road tax and insurance* Simply choose your car and enjoy the drive. *Insurance can be included depending on your employer's scheme.
A Scheme that works for employers and employees
Salary sacrifice is the most cost-effective way to drive a new electric car. Here is the journey from start to keys-in-hand.
For the Employer
- ✓ Zero cost to set up - fully managed by AMT
- ✓ Class 1A National Insurance savings on every driver
- ✓ A standout employee benefit that improves retention
- ✓ Tangible reduction in your fleet carbon footprint
- ✓ No impact on your balance sheet - it sits in payroll
- ✓ Onboarding, driver support and end-of-contract handled for you
For the Employee
- ✓ Save 30–40% versus a personal lease
- ✓ No deposit and no credit check
- ✓ All-inclusive: insurance, servicing, maintenance, road tax and breakdown
- ✓ Brand-new electric car from every major manufacturer
- ✓ Benefit in Kind on EVs is just 4% (2026/27)
- ✓ Live salary impact preview before you order
See your real-time savings
Dynamically quote to see the impact on your take-home pay. The full Salsac employee portal calculates the exact figure based on your specific tax bracket and pension arrangement.
- Live deals from every major EV manufacturer
- Your personal tax bracket factored in automatically
- View the breakdown of your total savings
AMT Salary Sacrifice Offer
AMT Salary Sacrifice provides a flexible and comprehensive solution designed to support employers and employees with cost-effective vehicle and funding.
What We Offer:
• Multifunder – Best Offers: Access to multiple funding partners to secure the most competitive rates.
• Bespoke Quotations: Tailored solutions to meet individual employee and company needs.
• Early Termination Insurance: Added protection and peace of mind throughout the agreement term.
• Dedicated Account Manager: Personal support from onboarding through to contract completion.
• AMT Salary Sacrifice Portal: An intuitive online portal for quotations, management, and reporting.
For more information or to receive a tailored quotation, please contact AMT today.
Have any questions?
Employees can save up to 56% on the cost of driving a new electric car compared with leasing privately.
The exact saving depends on your income tax band, National Insurance rate, and the vehicle you choose.
No. There is no personal credit check and no deposit required.
The lease is a business contract hire between the leasing provider and your employer, so the finance does not appear on your personal credit file.
The monthly salary sacrifice amount typically includes:
- Your chosen new electric vehicle (or eligible low-emission hybrid where applicable)
- Maintenance and servicing
- Road tax (Vehicle Excise Duty)
- Breakdown and roadside assistance
- Early termination protection (where included within your employer's scheme)
- Insurance (where included within your employer's scheme)
- Optional home wallbox charger (where selected)
Employees can choose from a wide range of fully electric vehicles and, where permitted by the scheme, low-emission hybrid vehicles producing up to 75g/km CO₂.
Because electric and qualifying low-emission vehicles attract a low Benefit-in-Kind (BiK) tax rate, employees can still make significant savings even after paying BiK tax.
Servicing must be carried out in accordance with the manufacturer's schedule, but the cost is covered within the monthly payment.
Insurance arrangements vary by employer. Some employers provide cover through their own fleet insurance policy, while others include insurance within the salary sacrifice package, allowing employees to benefit from tax and National Insurance savings on the insurance cost as well.
Many salary sacrifice schemes include early termination protection, helping to cover costs if you leave your employer due to circumstances such as resignation, dismissal or long-term sickness. The level of protection depends on your employer's chosen scheme.
Where early termination costs arise, employers generally have several options:
- Include comprehensive early termination protection within the scheme.
- Build a contingency fund using National Insurance savings or a small administration charge.
- Ask the employee to cover any applicable early termination costs (where agreed in the scheme rules).
- Reallocate the vehicle to another eligible employee.
Your employer will explain which option applies to your organisation before you join the scheme
For employers
Setting up a salary sacrifice scheme typically takes 2–4 weeks, including employer onboarding, credit approval (where required) and access to the salary sacrifice portal.
For employees
Once the scheme is live, it usually takes 1–3 weeks to complete the salary sacrifice agreement and place the vehicle order. Vehicle delivery times will vary depending on manufacturer availability.
Yes. We can source almost every fully electric vehicle available on the UK market from all major manufacturers, subject to availability and leasing criteria.
Where your employer's scheme allows, eligible low-emission plug-in hybrid vehicles may also be available.
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Any Further Questions?
If you have any further questions please get in touch, we will be delighted to help.