Van finance lease
Finance leasing is a flexible and cost-effective way for businesses to drive the vans they need without the pressure of full ownership. At AMT Auto, we specialise in finance lease solutions for commercial vans only – giving sole traders, SMEs and larger fleets a tailored route to funding the latest models at competitive monthly rates.
Our finance lease agreements let you spread the cost of your van over a fixed term with affordable rentals and no mileage restrictions. You can keep the vehicle for as long as it suits your business, then either sell it at the end of the lease or extend the agreement with a minimal annual fee. Whether you’re after a single van or an entire fleet, we make it simple to drive the right vehicle on your terms.
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Why Choose Finance Lease for Vans?
Choosing a finance lease gives your business more control. Unlike contract hire, there's no requirement to return the van in a specific condition or within mileage limits. That makes it ideal for trade professionals, delivery services or any operation where daily wear and tear is unavoidable.
At AMT Auto, we provide access to a wide range of commercial vans – from the Ford Transit Custom and Volkswagen Transporter to robust options like the Mercedes-Benz Sprinter and Citroën Relay. You’ll get expert support from our commercial team, helping you structure a plan that suits your budget, VAT position and long-term goals. Plus, with nationwide delivery and fast turnaround times, you can get the vans you need, when you need them.
How Finance Leasing Works
Finance leasing spreads the cost of a van through fixed monthly payments over an agreed term, usually between 2 and 5 years. At the end of the lease, you either enter a secondary rental period with a low annual fee or sell the vehicle and retain a portion of the proceeds, subject to the agreement.
You won’t own the van outright, but you’ll have most of the benefits of ownership – including flexibility and accounting advantages. This structure is particularly suited to VAT-registered businesses, as VAT is usually payable on the rentals rather than the vehicle’s value.
FAQs - Van finance leasing
A finance lease is a business leasing solution where you pay monthly rentals for the use of a van over a fixed term. At the end of the lease, you can either sell the vehicle and benefit from a share of the sale or extend your use with a small annual fee.
No – at AMT Auto, finance leasing is only offered on commercial vans. For car funding, we recommend contract hire or personal leasing options depending on your needs.
You can continue to use the van for a nominal yearly payment, or sell it to a third party and retain a percentage of the sale value – depending on the terms agreed at the start of the lease.
It offers fixed monthly costs, no mileage restrictions, potential VAT benefits, and flexibility at the end of the agreement. It's well-suited to industries where vehicles see high usage.
Yes – we can structure multi-vehicle finance lease deals for fleets of all sizes, with custom payment plans to suit your business needs.
We offer everything from compact panel vans to large LWB models. Popular options include the Ford Transit Custom, Vauxhall Vivaro, Peugeot Expert, and Mercedes-Benz Sprinter.
Typically, maintenance is not included in a finance lease. However, we can offer optional maintenance packages for peace of mind – speak to our team when requesting a quote.
We have a wide range of models in stock, available for fast delivery. Once finance is approved, we can often supply your van in just a few days.